How to Get a Minnesota Bonded Title

A Minnesota bonded title is a legal document that establishes vehicle ownership when the original title is unavailable or can not be transferred. It allows individuals who purchase a vehicle without a proper title to obtain legal ownership. 

Minnesota title bonds protect the state and future vehicle owners from financial losses or damages. Continue reading for step-by-step instructions, application costs and bonding information.

Who Needs a Minnesota Bonded Title?

Minnesota Statutes Section 168A.07 require individuals without proof of vehicle ownership to file a surety bond. Typically, you’ll need a Minnesota bonded title under any of these conditions:

• You did not receive a title when you bought the vehicle.
• The title you received was incorrectly assigned to you.
• You received a title but lost it before transferring it into your name.

How to Get a Bonded Title in Minnesota

Simply follow the steps below to receive your Minnesota bonded title(s).  

Step 1: Fill out a title application

First, fill out the Application for Title form either online or at a local Driver and Motor Vehicles Services (DVS) office. You'll need the seller's signature in Section C or a bill of sale that includes your vehicle's VIN, year, make, buyer's name and purchase date.

Step 2: Fill out a statement of facts

The seller must fill out the Statement of Facts form. Ensure it includes a description of the vehicle and an explanation of why there is no ownership documentation.

Step 3: Complete an affidavit form

Next, print out and complete an Affidavit Regarding Due Diligence form. You’ll need to get it notarized then submit it at your local DVS office. Do not send by mail. 

Step 4: Take photos of your vehicle

Take pictures of your vehicle from all four sides and one of the VIN plate. The DVS will use these to help determine the vehicle’s value for your surety bond. 

Step 5: Purchase a Minnesota defective title bond

After receiving confirmation of your required bond coverage, you can buy your Minnesota title bond online 24/7 at SuretyBonds.com. 

Premiums for the state-required 3-year term typically cost $15 per $1,000 of coverage, with a $100 minimum. Get an exact quote today. 

Step 6: Submit the application and bond

Bring all your documentation to your local deputy registrar's (DVS) office:

• Notarized Minnesota defective title bond
• Notarized Affidavit of Due Diligence
• Completed application form
• Applicable sales tax and registration fees 

How Much Does a Minnesota Bonded Title Cost?

The exact price will vary. Your bond amount must be 1.5 times the vehicle value as determined by your local deputy registrar's office. Minnesota defective title bond costs start at just $100.

Do I Need to Renew My Bonded Title? 

No, your Minnesota bonded title and title bond will expire three years from the effective dates and won’t require renewal.

More Resources

• Minnesota Driver and Vehicle Services: No Proof of Ownership Fact Sheet
• Minnesota Driver and Vehicle Services: Title - Vehicle Transfer - No Proof of Ownership