Minnesota Health Care Programs PCA Agency Bond

What Are Minnesota PCA Agency Bonds? 

Minnesota Health Care Programs (MHCP) requires personal care assistant (PCA) agency bonds for providers that administer personal care assistance to patients. 

PCA agency bonds protect the public from financial harm if a healthcare program provider violates Chapter 256B of the Minnesota Statutes. For example, if a care provider does not refund overpayments from Medicaid funds, the surety bond holds them financially liable to the Department of Human Services (DHS).

The Minnesota DHS requires this bond for all businesses providing personal care services, including: 

• Personal care assistance providers and agencies
• Class A licensed nursing agencies
• Medicare-certified home health agencies (HHAs)

How Much Do Minnesota PCA Agency Bonds Cost?

MHCP-enrolled personal care providers need to file a $50,000 or $100,000 surety bond based on their total Medicaid payments in the previous calendar year:

• $50,000 bond for Medicaid payments up to $300,000 or new agencies
• $100,000 bond for Medicaid payments over $300,000  

Pricing starts as low as $425 for a $50,000 PCA agency bond or $850 for $100,000 coverage. Most qualified individuals who apply on SuretyBonds.com can expect to pay a rate of  0.85–4% of their total bond amount. Get your free quote now. 

How Do Minnesota PCA Bonds Work? 

A Minnesota PCA agency bond binds three parties in a legal contract:  

• Principal: The bonded personal care assistant agency
• Surety: The provider issuing the bond to the principal 
• Obligee: The Minnesota Department of Human Services

If the principal violates any laws or contract agreements, the obligee can file a claim against the surety bond. The surety will pay out valid claims and then seek reimbursement from the principal.

How to Get a PCA Agency Bond

SuretyBonds.com provides the fastest and easiest way to get a Minnesota PCA agency bond. Simply apply online to receive a free quote in one business day or less. 

You can purchase your PCA bond online or over the phone. If you’re in a rush to receive your physical document, we offer two-day and overnight shipping options.

How to Enroll Your PCA Agency With MHCP

To become a licensed PCA agency in Minnesota, you must complete the following steps:

1. Attend PCA Steps for Success training
2. Pay the MHCP application fee
3. Register to access the Minnesota Provider Screening and Enrollment (MPSE) portal
4. Complete enrollment online using the MPSE portal

For more information on the process and enrollment visit the Minnesota Department of Human Services website. 

How Do I Renew My Minnesota PCA Agency Bond?

Minnesota healthcare program bonds expire annually. A SuretyBonds.com representative will contact you with renewal instructions and an invoice to keep your bond active before your term ends.  

More Resources 

• PCA Agency Bond Form
• Minnesota Health Care Programs Enrolled Providers Information
• Medicaid Provider Bond Guide