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Georgia
Mortgage License Bond

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Coverage Amount: $25,000 - $250,000
Term Length: 1 year
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Georgia Mortgage License Bond Guide

If you're applying to become a supervised lender or licensed mortgage lender or broker in Georgia, you will need a surety bond. Read on to learn the ins and outs of the mortgage license bonding process.

Bond Overview

  • Purpose: To guarantee licensed mortgage professionals follow state regulations
  • Who Needs It: Mortgage lenders and brokers in Georgia
  • Regulating Body: The Georgia Department of Banking and Finance
  • Required Amount: $25,000–$250,000, based on the license type
  • Premium Rate: Credit-based, starting at 1% of the bond amount

What Is a Georgia Mortgage Bond?

Georgia mortgage industry bonds ensure that licensed mortgage professionals follow state laws and industry regulations. These surety bonds protect consumers from illegal and unethical mortgage lending practices. 

How Much Does a Mortgage Bond Cost in Georgia?

Bond requirements for mortgage professionals in Georgia vary based on the license type and annual loan volume. The cost of a Georgia mortgage industry license bond is typically a small percentage of the total bond amount. 

We work with the nation’s top surety providers to offer the lowest mortgage bond prices available. Qualified applicants often pay a rate of just 0.75–3% of the bond amount. However, pricing may vary based on personal credit score. 

Select the bond you need to get a free quote with no hidden fees:

Bond Type
$250,000Mortgage Lender Bond
$150,000Mortgage Broker Bond
$25,000Installment Lender License Bond

Where to Buy a Georgia Mortgage Industry License Bond

The easiest way to get a Georgia mortgage license bond is through SuretyBonds.com. With our industry-leading technology and service, we issue bonds faster than any other surety provider.

Need to be bonded in multiple states? SuretyBonds.com is licensed to issue mortgage license bonds in all 50 states. 

How Do I Get a Mortgage Bond in Georgia?

You can get your Georgia mortgage license bond quickly and easily with SuretyBonds.com. Just follow these four steps: 

  • Step 1: Apply for your bond online
  • Step 2: Receive a free quote within one business day (some bonds are available for instant purchase) 
  • Step 3: Pay for your invoice online or over the phone
  • Step 4: File the bond with the Georgia licensing office

We file most mortgage bonds electronically with the NMLS on the principal’s behalf. If your obligee requires the original document, select two-day, next-day or overnight shipping for your physical bond form. 

How Do I Renew My Mortgage Bond?

You must renew your Georgia mortgage license surety bond whenever the current term expires. Once you pay your SuretyBonds.com renewal invoice, you'll receive an email with instructions on how to keep your bond and license active with the NMLS.

How Do Georgia Mortgage License Bonds Work? 

A Georgia mortgage surety bond ensures that mortgage lenders will operate ethically and lawfully. If they fail to do so, harmed parties can file a claim to recover damages. The surety provider will pay the claim amount and the bondholder must reimburse the surety.


Learn more in our Guide to Surety Bonds for Mortgage Professionals.

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