Michigan Notary Bond Overview
- Purpose: To protect the public and the state from illegal notary actions
- Who Needs It: Any person applying to become a public notary in Michigan
- Regulating Body: The Michigan Department of State
- Bond Amount: $10,000
- Premium Price: $30, or $55 with E&O
What Is a Michigan Notary Bond?
A Michigan notary bond ensures that notaries follow the law and act ethically. By filing the surety bond, you agree to perform all duties as required by law. The bond protects your clients if you fail to do so.
How Much Do Notary Bonds Cost?
Michigan notary bonds cost a low, flat rate of $30 for six years of coverage.
Want extra protection? Add on $10,000 optional errors and omissions coverage for just $25 more. Buy your bond in minutes.
SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees.
Bond and E&O Requirements for Michigan Notaries
All notaries in Michigan need a $10,000 surety bond and can choose optional E&O coverage. Here’s how they work together:
- Surety Bond: Can reimburse clients for notary malpractice or serious professional mistakes
- E&O Insurance: Protects a notary if a client takes legal action due to accidental errors or omissions
In other words, the notary bond protects your clients, while E&O insurance protects you.
How to Get Your Michigan Notary Bond
You can get your Michigan notary bond in minutes using the form on this page. It only takes three steps:
- Select your E&O coverage option
- Enter your name and address
- Provide payment details
We’ll email you the bond right after you check out. If you don’t see the bond in 5–10 minutes, please check your junk folder.
How Does a Notary Bond Work?
When you file a Michigan notary bond, you enter a legally-binding contract with the Department of State and a surety provider.
If you break the bond terms, anyone harmed can file a claim on the bond. If a claim is valid, the surety reimburses the damages up to the bond amount.
How Do I Renew My Bond?
Michigan notary bonds last for six to seven years. The exact expiration date will be your birth date. It will only be a full seven years if you purchase the bond on your birthday.
To extend your bond term, just pay the renewal premium. We’ll issue a new bond for you to file with the Department of State.
Can I Make Changes to My Bond?
If you need to update information on your bond form like a name or address, contact your surety company. You can reach us at [email protected] with the change request.
When possible, we issue free bond rider forms to amend existing bond forms.
How to Become a Notary Public in Michigan
The Michigan Department of State manages notary appointments. You can apply online (preferred) or by mail.
You must meet these eligibility requirements:
- Be 18 years of age or older
- Be a Michigan resident or maintain a place of business in Michigan
- Be a U.S. citizen or have proof of legal presence
- Be fluent in English
- Be free of any criminal record or conviction
Before applying, you must swear an oath of office and file the surety bond with your local county clerk. You’ll get your public commission card about two weeks after that.
Learn more detail on how to get a Michigan notary commission license in our comprehensive guide.
