Mississippi Notary Bond Overview
- Purpose: To protect the public and the state from illegal notary actions
- Who Needs It: Any person applying to become a public notary in Mississippi
- Regulating Body: The Mississippi Secretary of State
- Bond Amount: $5,000
- Premium Price: $50–$90; based on E&O coverage
What Is a Mississippi Notary Bond?
A Mississippi notary bond ensures that notaries follow the law and act ethically. If you want to become a notary public in Mississippi, you’ll need a $5,000 surety bond. The bond protects your clients from potential financial damages caused by notaries.
How Much Do Notary Bonds Cost?
Mississippi notary bonds cost a low, flat rate of $50 for four years of coverage with $10,000 errors and omissions (E&O) included.
Want extra protection? Add on more E&O coverage for just $20–$40 more. Buy your bond in minutes.
SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees.
Bond and E&O Requirements for Mississippi Notaries
All notaries in Mississippi need a $5,000 surety bond and can choose optional errors and omissions coverage. Here’s how they work together:
- Surety Bond: Can reimburse clients for notary malpractice, fraud or serious mistakes
- E&O Insurance: Protects a notary if a client takes legal action due to accidental errors
Put simply: E&O insurance protects you while the bond protects your clients.
How to Get Your Notary Bond
You can get your Mississippi notary bond in minutes using the form on this page. It only takes three steps:
- Select your coverage option.
- Enter your information exactly matching your notary commission.
- Checkout online or over the phone.
We’ll email you the bond right after you check out. If you don’t see the bond in 5–10 minutes, please check your junk folder.
How to File Your Bond
Mail your notary public surety bond to the SoS within 60 days of submitting your notary public application.
Secretary of State
Business Services Division
P.O. Box 136
Jackson, MS 39205-0136
How Does a Notary Bond Work?
When you file a Mississippi notary bond, you enter a legally-binding contract with two other parties.
| Bond Party | Description |
|---|---|
| 1) Principal | You, the bonded notary public |
| 2) Obligee | The Mississippi Secretary of State |
| 3) Surety | Us, the issuing surety provider |
If you break the bond terms, anyone harmed can file a claim on the bond. If a claim is valid, the surety reimburses the damages up to the bond amount.
How Do I Renew My Bond?
Your initial Mississippi notary bond will last for four years. When you renew your notary commission, you’ll also need to renew the bond.
As a SuretyBonds.com client, you’ll get email and phone reminders. Just pay the premium and we’ll issue a new bond form for the next term.
Can I Make Changes to My Bond?
If you need to update information on your bond form like a name or address, contact your surety company. You can reach us at [email protected] with the change request.
When possible, we issue free bond rider forms to amend existing bond forms.
How to Become a Notary Public in Mississippi
The Mississippi Secretary of State Business Services Division enforces regulations for notaries who are commissioned to work in the state.
To apply as a notary, complete these steps:
- Be a Mississippi resident for at least 30 days.
- Pay the $25 application fee.
- Purchase your $5,000 surety bond.
- Purchase an official seal or notary stamp.
- File your notarized application, oath of office, and other documents with the SoS.
Once approved, the Secretary of State will email your notary commission certificate. For more detailed instructions, check out our complete guide on how to become a Mississippi notary.
Once commissioned, you can also register to become an e-notary and perform remote online notarizations. There is no extra bond requirement.
